Terms and Conditions
Welcome to innershaadvisors.com (the “Site,” “Website”), owned and operated by Innersha Advisors LLC (the “Company,” “us,” “we,” or “our”), a subsidiary of the parent Company Navrata Inc. Innersha Advisors LLC is committed to providing a safe and positive experience to all users on our Site. To help us do that, we need you to follow a few basic rules when you’re here. Don’t worry, it’s not very complicated.
By accessing innershaadvisorsor.com by using the services provided by Innersha Advisors LLC, you and the organization, entity, or company that you may represent agree to be bound by the following Terms and Conditions. These Terms and Conditions are effective as of 10/22/2024.
These are the terms and conditions that govern your access to and use of the services and are an agreement between you or the business you represent and Innersha Advisors LLC. By using our services, you agree to be bound by the terms of this agreement.
When using our Site, you must comply with all applicable laws, including federal, state, and local laws, the laws of your jurisdiction, and laws regarding the transmission of technical data.
1. INTRODUCTION
The Users of the Website shall be referred to as “You,” “Your,” or “Users.”
By clicking on “Accept” or “I Agree” when this Agreement is being referenced, users agree to be bound by the Terms and Conditions of this Agreement. Please read this entire Agreement carefully before accepting its Terms. When You undertake any activity on the Website, You agree to accept these Terms and Conditions.
In using this Website, You are deemed to have read and agreed to the following Terms and Conditions set forth herein. Any incidental documents and links mentioned shall be accepted jointly with these Terms. You agree to use the Website only in strict interpretation and acceptance of these Terms, and any actions or commitments made without regard to these Terms shall be at Your own risk. These Terms and Conditions form part of the Agreement between the Users and Us. By accessing this Website and/or undertaking to perform a Service provided by Us indicates Your understanding, agreement to, and acceptance of the disclaimer notice and the full Terms and Conditions contained herein.
2. ELIGIBILITY OF THE USER
You may use the Service only if You are at least eighteen (18) years of age and can form a binding contract with Us, and only in compliance with this Agreement and all applicable local, state, national, and international laws, rules, and regulations. To use the Service, you must not have a competitive interest against the Company.
Unauthorized Users are strictly prohibited from accessing or attempting to access, directly or indirectly, the Website. Any such unauthorized use is strictly forbidden and shall constitute a violation of applicable state and local laws.
3. CHANGED TERMS
Innersha Advisors LLC shall have the right at any time to change or modify the terms and conditions applicable to User’s use of innershaadvisors.com, or any part thereof, or to impose new conditions, including, but not limited to, adding fees and charges for use. Such changes, modifications, additions, or deletions shall be effective immediately upon notice thereof, which may be given by means, including but not limited to posting on innershaadvisors.com, or by electronic or conventional mail, or by any other means by which User obtains notice thereof. Any use of innershaadvisors.com or the Services by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications, or additions.
4. USER CONDUCT
Users shall use innershaadvisors.com for lawful purposes only. User shall not post or transmit through innershaadvisors.com any material that violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law, or which, without Innersha Advisors LLC’s express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a User that, in Innersha Advisors LLC's discretion, restricts or inhibits any other User from using or enjoying innershaadvisors.com will not be permitted. Users shall not use innershaadvisors.com to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other online information services competitive with Innersha Advisors LLC.
innershaadvisors.com contains copyrighted material, trademarks, and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music, and sound. The entire contents of innershaadvisors.com are copyrighted as a collective work under the United States copyright laws. Innersha Advisors LLC owns a copyright in the selection, coordination, arrangement, and enhancement of such content, as well as in the content original to it. Users may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part. Users may download copyrighted material for User’s personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication, or commercial exploitation of downloaded material will be permitted without the express permission of Innersha Advisors LLC and the copyright owner. In the event of any permitted copying, redistribution, or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend, or copyright notice shall be made. User acknowledges that it does not acquire any ownership rights by downloading copyrighted material.
User shall not upload, post, or otherwise make available on innershaadvisors.com any material protected by copyright, trademark, or other proprietary right without the express permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any material is not protected by copyright rests with User. Users shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material to any public area of innershaadvisors.com, User automatically grants, or warrants that the owner of such material has expressly granted Innersha Advisors LLC the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, and distribute such material (in whole or in part) worldwide and/or to incorporate it into other works in any form, media, or technology now known or hereafter developed for the full term of any copyright that may exist in such material. User also permits any other User to access, view, store, or reproduce the material for that User’s personal use. User hereby grants Innersha Advisors LLC the right to edit, copy, publish, and distribute any material made available on innershaadvisors.com by User.
The foregoing provisions of Section 4 are for the benefit of Innersha Advisors LLC, its subsidiaries, affiliates, and its third-party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.
5. USE OF SERVICES
The Services may contain e-mail services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets, and/or other message or communication facilities designed to enable You to communicate with others (each a “Communication Service” and collectively “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, You agree that when using the Communication Services, You will not:
1. Use the Communication Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming, or any duplicative or unsolicited messages (commercial or otherwise).
2. Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
3. Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
4. Upload, or otherwise make available, files that contain images, photographs, software, or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless You own or control the rights thereto or have received all necessary consent to do the same.
5. Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
6. Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another.
7. Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allow such messages.
8. Download any file posted by another User of a Communication Service that You know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
9. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software, or other material contained in a file that is uploaded.
10. Restrict or inhibit any other User from using and enjoying the Communication Services.
11. Violate any code of conduct or other guidelines that may be applicable for any particular Communication Service.
12. Harvest or otherwise collect information about others, including email addresses.
13. Violate any applicable laws or regulations.
14. Harvest or otherwise collect information about others, including email addresses.
15. Violate any applicable laws or regulations.
16. Create a false identity for the purpose of misleading others.Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.
Innersha Advisors LLC has no obligation to monitor the Communication Services. However, Innersha Advisors LLC reserves the right to review materials posted to the Communication Services and to remove any materials in its sole discretion.
Innersha Advisors LLC reserves the right to terminate Your access to any or all of the Communication Services at any time, without notice, for any reason whatsoever.
Always use caution when giving out any personally identifying information about Yourself or Your children in any Communication Service.
Innersha Advisors LLC does not control or endorse the content, messages or information found in any Communication Service and, therefore, Innersha Advisors LLC specifically disclaims any liability with regard to the Communication Services and any actions resulting from Your participation in any Communication Service.
Managers and hosts are not authorized Innersha Advisors LLC spokespersons, and their views do not necessarily reflect those of Innersha Advisors LLC.
Materials uploaded to the Communication Services may be subject to posted limitations on usage, reproduction, and/or dissemination. You are responsible for adhering to such limitations if You download the materials.
6. MEMBER ACCOUNT, PASSWORD, AND SECURITY
Users may need to create an account to access the Services and may also need to create an account for a 3rd party company. Users must complete the registration process by providing Innersha Advisors LLC with current, complete, and accurate information as prompted by the applicable registration form. Users also will choose a password and a username. The User is entirely responsible for maintaining the confidentiality of their password and account. Furthermore, the User is entirely responsible for any and all activities that occur under their account. The User agrees to notify Innersha Advisors LLC immediately of any unauthorized use of their account or any other breach of security. Innersha Advisors LLC will not be liable for any loss that the User may incur as a result of someone else using their password or account, either with or without the User's knowledge. However, the User could be held liable for losses incurred by Innersha Advisors LLC or another party due to someone else using their account or password. Users may not use anyone else's account at any time without the permission of the account holder.
To purchase you will submit correct and accurate information onto a 3rd party hosted checkout page or invoice., you are confirming that your information is correct and accurate. Once the purchase is complete the User has agreed to accept these Terms & pay the listed price including taxes, and other fees as specified on the checkout page or invoice.Upon completion of purchase the User will receive an email to confirm the purchase and inform them of the appropriate next steps.All payments are processed through an independent third party service. The Website does not store any payment information, such as credit card numbers.The Company is released from any obligation if payment through the available methods fails or has been refused by your provider. You will be solely responsible for all costs incurred as a result, including but not limited to additional fees charged due an unfulfilled order.
7.2. Subscriptions
Innersha Advisors Support Services are available at a monthly subscription fee. The subscription begins on the day that the payment is received by the Company & automatically renews monthly thereafter on that same day. The payment method provided during purchase is automatically charged each month unless the User requests a payment method update.
8. REFUND POLICY
The reputation and the success of Innersha Advisors LLC rest on making You happy with Your purchase. We value our relationship with you and offer you the option to return most products you purchase directly from Innersha Advisors LLC.
8.1. Innersha Advisors LLC's HighLevel Tech Support
Any purchase of a Innersha Advisors LLC HighLevel Tech Support Subscription comes with a 30-Day Money Back Guarantee. If you are not happy with your services, you are eligible for a full refund within 30 days of purchase. Up to 1 month's subscription can be refunded. Your services will be terminated at the end of the month.
8.2. Innersha Advisors LLC's Ultimate Snapshots
Any purchase of an Ultimate Snapshot by Innersha Advisors LLC is a final sale and non-refundable after installation. Due to the nature of the product, we are unable to uninstall the snapshot once installed, hence refunds are not possible. You are eligible for a full refund and cancellation PRIOR to the snapshot link being sent to you or installed.
8.3. Innersha Advisors LLC's Dashboard Customization Services
Any purchase of Innersha Advisors LLC's Dashboard Customization is eligible for a full refund. If you are not happy with your services, you are eligible for a full refund within 30 days of the original purchase date.
8.4. Innersha Advisors LLC's WhiteLabel Onboarding Services
If, after onboarding has been completed, you are eligible to receive a refund within 72 hours of the completion of the onboarding. The team will review the reason for the refund request and may either approve or deny it after a full investigation.
9. MATERIALS PROVIDED TO Innersha Advisors LLC OR POSTED AT ANY OF ITS WEBSITE ADDRESS
Innersha Advisors LLC does not claim ownership of the materials Users provide to Innersha Advisors LLC (including feedback and suggestions) or post, upload, input, or submit to any Services or its associated services for review by the general public or by the members of any public or private community (each a "Submission" and collectively "Submissions"). However, by posting, uploading, inputting, providing, or submitting ("Posting") your Submission, you are granting Innersha Advisors LLC, its affiliated companies, and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses (including, without limitation, all Innersha Advisors LLC Services), including the license rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; to publish your name in connection with your Submission; and the right to sublicense such rights to any supplier of the Services.
No compensation will be paid with respect to the use of your Submission, as provided herein. Innersha Advisors LLC is under no obligation to post or use any Submission you may provide, and Innersha Advisors LLC may remove any Submission at any time at its sole discretion. By Posting a Submission, you warrant and represent that you own or otherwise control all of the rights to your Submission as described in these Terms of Use, including, without limitation, all the rights necessary for you to provide, post, upload, input, or submit the Submissions.
In addition to the warranty and representation set forth above, by Posting a Submission that contains images, photographs, pictures, or that is otherwise graphical in whole or in part ("Images"), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Services, (b) you have the rights necessary to grant the licenses and sublicenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of example, and not as a limitation, the distribution, public display, and reproduction of such Images. By Posting Images, you are granting (a) to all members of your private community (for each such Image available to members of such private community), and/or (b) to the general public (for each such Image available anywhere on the Services, other than a private community), permission to use your Images in connection with the use, as permitted by these Terms of Use, of any of the Services, including, by way of example, and not as a limitation, making prints and gift items which include such Images, and including, without limitation, a non-exclusive, world-wide, royalty-free license to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Images without having your name attached to such Images, and the right to sublicense such rights to any supplier of the Services. The licenses granted in the preceding sentences for Images will terminate at the time you completely remove such Images from the Services, provided that such termination shall not affect any licenses granted in connection with such Images prior to the time you completely remove such Images. No compensation will be paid with respect to the use of your Images.
10. DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY
USER EXPRESSLY AGREES THAT USE OF innershaadvisors.com IS AT USER'S SOLE RISK. NEITHER Innersha Advisors LLC, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS, OR LICENSORS WARRANT THAT innershaadvisors.com WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF innershaadvisors.com, OR AS TO THE ACCURACY, RELIABILITY, OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH innershaadvisors.com
innershaadvisors.com IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.
THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. USER SPECIFICALLY ACKNOWLEDGES THAT Innersha Advisors LLC IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES, AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH THE USER.
IN NO EVENT WILL Innersha Advisors LLC, OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING, OR DISTRIBUTING innershaadvisors.com OR THE Innersha Advisors LLC SOFTWARE, BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE innershaadvisors.com. USER HEREBY ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THE SITE.
IN ADDITION TO THE TERMS SET FORTH ABOVE, NEITHER Innersha Advisors LLC, NOR ITS AFFILIATES, INFORMATION PROVIDERS, OR CONTENT PARTNERS SHALL BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN innershaadvisors.com, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES.
FORCE MAJEURE – NEITHER PARTY WILL BE RESPONSIBLE FOR ANY FAILURE OR DELAY IN PERFORMANCE DUE TO CIRCUMSTANCES BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOD, WAR, RIOT, EMBARGOES, ACTS OF CIVIL OR MILITARY AUTHORITIES, FIRE, FLOODS, ACCIDENTS, SERVICE OUTAGES RESULTING FROM EQUIPMENT AND/OR SOFTWARE FAILURE AND/OR TELECOMMUNICATIONS FAILURES, POWER FAILURES, NETWORK FAILURES, FAILURES OF THIRD-PARTY SERVICE PROVIDERS (INCLUDING PROVIDERS OF INTERNET SERVICES AND TELECOMMUNICATIONS). THE PARTY AFFECTED BY ANY SUCH EVENT SHALL NOTIFY THE OTHER PARTY WITHIN A MAXIMUM OF FIFTEEN (15) DAYS FROM ITS OCCURRENCE. THE PERFORMANCE OF THIS AGREEMENT SHALL THEN BE SUSPENDED FOR AS LONG AS ANY SUCH EVENT SHALL PREVENT THE AFFECTED PARTY FROM PERFORMING ITS OBLIGATIONS UNDER THIS AGREEMENT.
11. LINKS TO THIRD PARTY SITES
The links in this area will let you leave Innersha Advisors LLC's site. The linked sites are not under the control of Innersha Advisors LLC, and Innersha Advisors LLC is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Innersha Advisors LLC is not responsible for webcasting or any other form of transmission received from any linked site. Innersha Advisors LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Innersha Advisors LLC of the site.
Innersha Advisors LLC is a distributor (and not a publisher) of content supplied by third parties and Users. Accordingly, Innersha Advisors LLC has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Users, or any other user of innershaadvisors.com, are those of the respective author(s) or distributor(s) and not of Innersha Advisors LLC. Neither Innersha Advisors LLC nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose.
In many instances, the content available through innershaadvisors.com represents the opinions and judgments of the respective information provider, User, or other user not under contract with Innersha Advisors LLC. Innersha Advisors LLC neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on innershaadvisors.com by anyone other than authorized Innersha Advisors LLC employee spokespersons while acting in their official capacities. Under no circumstances will Innersha Advisors LLC be liable for any loss or damage caused by a User's reliance on information obtained through innershaadvisors.com. It is the responsibility of the User to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through Innersha Advisors LLC.
12. MONITORING
Innersha Advisors LLC shall have the right, but not the obligation, to monitor the content of innershaadvisors.com, including chat rooms and forums, to determine compliance with this Agreement and any operating rules established by Innersha Advisors LLC and to satisfy any law, regulation, or authorized government request. CInnersha Advisors LLC shall have the right, in its sole discretion, to edit, refuse to post, or remove any material submitted to or posted on innershaadvisors.com. Without limiting the foregoing, CInnersha Advisors LLC shall have the right to remove any material that Innersha Advisors LLC, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
13. INDEMNIFICATION
User agrees to defend, indemnify, and hold harmless Innersha Advisors LLC, its affiliates and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of innershaadvisors.com by User or User’s Account.
14. TERMINATION
Either Innersha Advisors LLC or User may terminate this Agreement at any time. Without limiting the foregoing, Innersha Advisors LLC shall have the right to immediately terminate User’s Account in the event of any conduct by User which Innersha AdvisorsLLC, in its sole discretion, considers to be unacceptable, or in the event of any breach by User of this Agreement.
15. MISCELLANEOUS
This Agreement and any operating rules for innershaadvisors.com established by Innersha Advisors LLC constitute the entire agreement of the parties with respect to the subject matter hereof and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of [YOUR STATE/PROVINCE], [YOUR COUNTRY], without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.
Innersha Advisors LLC its logos are trademarks of Innersha Advisors LLC, All rights reserved. All other trademarks appearing on Innersha Advisors LLC are the property of their respective owners.
The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, email addresses, logos, people and events depicted herein are fictitious. No association with any real company, organization, product, domain name, email address, logo, person, or event is intended or should be inferred
For any further clarification of Our Terms and Conditions, please email us at info@Innersha advisors.com
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By accessing content from Innersha Advisors LLC, you agree that the information provided is for general informational purposes only and not professional advice. You are solely responsible for the use of any content and agree to hold Innersha Advisors LLC and its affiliates harmless in any event or claim. If you make a purchase based on this content, you should assume that we may have a financial relationship with the provider and may receive compensation. We encourage you to conduct your own research and exercise due diligence before purchasing any product or service. Additionally, please be aware that our offerings are not "done-for-you" solutions and require your active participation and effort.